How To Maximise Your State Pension

The amount of state pension you receive depends on your record of National Insurance Contributions. For those who reached pension age after 5th April 2016, the full flat rate pension is currently £221.20. However, for various reasons some people may be heading for less than this amount, and, in some cases, they may be able to boost their pension by paying voluntary NI contributions.

Benefits Calculator

You can use an independent, free and anonymous benefits calculator to check what you could be entitled to. This will give you an estimate of:

• the benefits you could get

• how much your benefit payments could be

• how your benefits will be affected if you start work or increase your hours

• how your benefits will be affected if your circumstances change - for example, if you have a child or move in with your partner